Recent Articles
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
While economic indicators like inflation and Federal Reserve policies are important, the current increase in housing inventory and slower price growth present a promising opportunity for homebuyers.
Published on 11/13/2024
Big Changes for HVAC Refrigerants in 2025: What Homeowners Need to Know
Starting January 1, 2025, the EPA will roll out new guidelines requiring lower-impact refrigerants in all newly manufactured residential HVAC systems. These changes aim to reduce greenhouse gases, protect our climate, and support a greener future. Here’s a breakdown of what this means for homeowners.
Published on 11/08/2024
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
Explore how the Fed’s expected rate cut and recent election outcomes could impact economic policy, inflation, and job growth—what this means for borrowers and the broader economy.
Published on 11/06/2024
Important Update for California Drivers: Higher Minimum Auto Insurance Coverage Coming January 2025
Starting January 1, 2025, California’s new Senate Bill 1107 will raise the minimum liability insurance coverage required for all vehicles—personal, business, and recreational. This means that everyone on California roads will need more coverage to meet state requirements.
Published on 11/01/2024
Debunking Scary Myths About Buying a Home
Buying a home is one of the biggest financial decisions you’ll make, but it doesn’t need to be scary.
Published on 10/30/2024
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
Learn how Non-QM loans provide flexible home financing options for self-employed individuals, freelancers, and those with non-traditional income. Discover if this alternative mortgage is right for you.
Published on 10/23/2024
Is Now the Right Time to Refinance Your Mortgage?
Considering refinancing your mortgage? Learn how refinancing can improve your financial situation, when it makes sense to act, and what factors to consider. Contact us today for personalized refinancing options!
Published on 10/16/2024
The Surprising Factors That Could Make Your Home Worth More!
Discover the top factors that can increase your home's value, from location and upgrades to market trends. Learn how you can boost your property's worth and when refinancing might make sense!
Published on 10/09/2024
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
Is buying a home during inflation a bad idea? Is it possible? Here are 6 tips for making the right move.
Published on 10/02/2024
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
Rates are dropping. Find out how much you can borrow from your home equity.
Published on 09/25/2024
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
The Feds are anticipated to lower interest rates. Here is how lower rates could affect mortgage rates, credit cards, car loans, and savings.
Published on 09/18/2024
Mortgage Rates Lowest Since February 2023
Mortgage rates took an unexpected dip today, despite a higher-than-expected inflation report. While inflation has typically driven rate changes, the focus has shifted to the job market.
Published on 09/11/2024
How to Dodge the Top 3 Mortgage Blunders in Today’s Market
Don't fall for these 3 common mistakes in today's competitive market!
Published on 09/11/2024
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
Are we moving towards a more balanced market? Here's what we're seeing --and it could be the perfect time to buy!
Published on 09/04/2024
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
Should you wait until 2025 to buy a home? Here's what experts are forecasting and these facts may surprise you!
Published on 08/28/2024
Locking In Your Mortgage Rate: Why and When to Lock it
Can you benefit from locking in your mortgage rate? Here's what you need to know to make the best decision for your situation.
Published on 08/21/2024
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Inflation has been top of mind when it comes to housing affordability. Here's what you need to know about the latest data reports.
Published on 08/14/2024
Busting the Biggest Myths About Buying a Home in 2024
We're separating fact from fiction regarding the current housing market.
Published on 08/07/2024
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
A second mortgage is a loan secured by your home that allows you to tap into its equity, offering potential benefits like access to cash and lower interest rates, but also comes with risks such as increased debt and potential foreclosure.
Published on 07/31/2024
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
Learn why newly built homes might be your most budget-friendly option.
Published on 07/24/2024